Annuities

Indexed annuities have the benefit of market increases but protects you on the downside.There are three major types of annuities (fixed, indexed and variable) in the marketplace today.  Based on our desire to protect an individual's money first, we only offer fixed and indexed annuity products.  We are proud to report that none of our investment clients have ever lost a penny in our annuities.  We believe that knowing this, you will be able to sleep well each night knowing that your money is safe and growing.

  • Traditional Fixed Annuities:  A sound retirement savings plan has two important features - relative security and predictability with tax deferred interest.  Picking the right guaranteed annuity for your financial plan can be overwhelming.  We help you with that decision by offering a fixed annuity to meet your financial goals.
  • Equity Indexed Annuities:   Let us help you find an equity indexed annuity that is guaranteed yet has growth potential and the safety of your investment.  We will show you several insurance companies who offer an initial bonus on moneys invested into their product.  Several companies offer interesting riders with these annuities for access due to medical treatment expenses, long term care needs, etc.
  • Immediate Annuities:  We will show you options on using an immediate annuity to establish an income stream while keeping some savings invested to generate additional pools of money for future needs.  We will make sure this income stream will be protected to insure that you or your beneficiaries receive the entire stream of income.  These products work well for systematic payments to you for your retirement income.

 

Here's an example of what we can do for you:

Sue, age 60, has been investing money at her bank for retirement and as a tax deduction.  However, she wasn't happy with the interest rate that the CD was earning.

     The Solution:

We were able to roll that investment into an equity indexed annuity where Sue received an initial bonus on the investment and tax deferred interest.  Her annuity principal is guaranteed by the insurance company, and growth is tied to an equity index such as the Standard and Poor's 500 (S&P 500) indexes.  Sue's annuity will never lose value and will grow at a faster rate.

 

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck